Organized by local farmers on March 25, 1892 to cover property of the farmers of Hall and adjoining counties in Nebraska. The name of the organization at that time was “The German Farmers Mutual Fire and Storm Assessment Insurance Association”. On April 16, 1892 the first Constitution was printed. The following perils were added throughout the years:  June 1, 1907 Windstorm & Tornado; January 14, 1965 Hail, and January 20, 1968 Vandalism were added to the Constitution.

          The Association started with a Membership of sixteen and has progressed to over two thousand five hundred policies written in 2025.

          On April 12, 1984 The German Farmers Mutual Fire Storm and Hail Assessment Insurance Association of Hall County and Adjoining Counties in Nebraska was incorporated and has perpetual existence. The name of the Corporation then took on the name of “The German Farmers Mutual Assessment Insurance Association of Hall County, Incorporated”.

          In 2025, the board of directors and team at German Farmers Mutual considered how to grow the company, add new products and services for our customers and improve our financial position given the changing weather, insurance and reinsurance environment and the challenges of raising capital as an assessment/mutual company. We worked to found a new company, Prairieland Insurance Company, together with investors, to achieve these goals while maintaining our commitment to customers and to enhance our presence in Nebraska, On January 1, 2026, German Farmers Mutual merged into this new company with additional capital to secure our position and create an avenue for growth. We choose and adopted the Prairieland brand. Our office remains in Cairo, and our agents and staff are the same. We are now able to serve customers across all of Nebraska, we are an insurer domiciled and admitted in Nebraska with wide authority and subject to regulation by the Nebraska Department of Insurance. We are excited to be working to bring new services and coverages to our customers. Let us know how we can help you.